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Certificates of Deposit
Fairfield Federal offers a Certificate of Deposit to fit any lifestyle. You can choose a term ranging from 3 months to 48 months when you open a certificate with as little as $500.00. Certificate of Deposit Accounts provide a fixed rate of interest for the period of time that you have chosen. Let the interest accumulate (accrue) to the account or supplement your income by receiving a monthly or quarterly interest check.. There is a substantial penalty for withdrawals made before the maturity of your certificate. Certificate of Deposit Accounts are an excellent way to save while earning a great rate of interest!
Fairfield Federal occasionally offers Special Certificates. We have Smartsaver Certificates, which give you more control of your rate. That's right, with a Smartsaver Certificate you have the opportunity to bump your rate once during the term of the certificate. A Non-renewable Certificate can give you a different term, higher rate and a generous grace period. So come in and ask about our specials.
INDIVIDUAL RETIREMENT ACCOUNTS (IRA)
Take advantage of Individual Retirement Accounts to save for your retirement. Fairfield Federal has savings plans that will help you build a nest egg for your golden years. We will sit down with you to help you decide whether a Traditional or Roth IRA is the right plan for you. Your nest egg grows steadily as you make deposits of as little as $25.00 and your account earns a competitive rate of interest. We can get you started on the road to financial security with an initial deposit as small as $100.00. Come in today and start saving for a trouble free retirement.
We open deposit accounts only for residents of Fairfield County, Ohio or any contiguous county (or for established customers who have moved away from Fairfield County).