Privacy Policy
WHAT DOES FAIRFIELD FEDERAL SAVINGS AND LOAN ASSOCIATION DO WITH YOUR PERSONAL INFORMATION?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and transaction history.
- account balances and payment history.
- credit history and checking account information.
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Fairfield Federal Savings and Loan Association chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
| Reasons we can share your personal information | Does Fairfield Federal Savings and Loan share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes— to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | No | We don’t share |
| For our affiliates’ everyday business purposes— information about your transactions and experiences | No | We don’t share |
| For our affiliates’ everyday business purposes— information about your creditworthiness | No | We don’t share |
| For our affiliates to market to you | No | We don’t share |
| For nonaffiliates to market to you | No | We don’t share |
QUESTIONS: Call 740-653-3863 or 1-800-650-0987
Who is providing this notice?
Fairfield Federal Savings and Loan Association.
What we do
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
All our employees are aware of the need for confidentiality. We take very seriously our obligation to protect your information.
We collect your personal information, for example, when you
- open an account or deposit money.
- provide your mortgage information or apply for a loan.
- use your credit or debit card.
We also collect your personal information from other companies.
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purpose - information about your creditworthiness.
- affiliates from using your information to market to you.
- sharing for nonaffiliates to market to you.
State laws and individual companies may give you additional rights to limit sharing.
• Fairfield Federal Savings and Loan Association does not share with affiliates.
Definitions
Companies related by common ownership or control. They can be financial and nonfinancial companies.
• Fairfield Federal Savings and Loan Association has no affiliates.
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
• Fairfield Federal Savings and Loan Association does not share with nonaffiliates so they can market to you.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
• Fairfield Federal Savings and Loan Association doesn’t jointly market.
Other important information
From time to time we may change the policies and procedures in this Privacy Statement due to changes in the law or changes in our operations. We will notify you should our policies change.